Why it happens
- Offline or batched transactions were submitted late.
- A capture was delayed long after the authorization.
Mastercard4842Processing error
Late Presentment
The transaction was sent for settlement too long after it took place, and the card account was no longer in good standing. Mastercard now files this case under 4834, but the code still appears.
What to send to fight it
- The transaction and settlement dates, within the allowed time.
- Proof the account was in good standing when the transaction was presented.
- The authorization record.
How to prevent it
- Settle transactions daily.
- Authorize again before capturing an old authorization.
Summaries written by NoChurn from the networks’ public rules and processor documentation. Networks update their rules and deadlines depend on your processor: check its documentation before you respond.
Other Mastercard codes
- 4808Authorization-related Chargeback
- 4837No Cardholder Authorization
- 4840Fraudulent Processing of Transactions
- 4849Questionable Merchant Activity
- 4863Cardholder Does Not Recognize—Potential Fraud
- 4870Chip Liability Shift
- 4871Chip/PIN Liability Shift
- 4834Point-of-Interaction Error
- 4831Transaction Amount Differs
- 4846Correct Transaction Currency Code Not Provided
- 4853Cardholder Dispute
- 4854Cardholder Dispute—Not Elsewhere Classified (U.S. Region Only)
- 4841Cancelled Recurring or Digital Goods Transactions
- 4855Goods or Services Not Provided
- 4859Addendum, No-show, or ATM Dispute
- 4860Credit Not Processed
- 4999Domestic Chargeback Dispute (Europe Region Only)
Sources (1)
- Mastercard Chargeback Guide, Merchant Edition (19 May 2026) · checked 2026-11-09
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